Being in debt is a scary thing. It's one of the scariest places you can be. I know because I've been there myself. Not only have I been in debt, but I've learned how to get out and how to say out. I've also extensively studied what goes into a credit score and how you can improve yours.
Don't make the mistake of trying to claw your way out of debt or improve your credit score on your own. It can be like running on a treadmill. You're not going to get anywhere. Let me share my knowledge and my plan of what worked for me. Then we'll focus on building your credit back up.

- anyone with personal finances
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- anyone in debt
- anyone with bad credit
- anyone that wants to learn about debt or credit
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